Terms and Conditions
Introduction and Agreement
These Terms and Conditions govern your use of Solypharovent Financial Planning Services website and subscription services. By using our website or services, you agree to be bound by these terms.
Please read these terms carefully before using our services. Your continued use constitutes acceptance of all provisions contained herein.
Definitions and Key Terms
For clarity and consistency throughout these terms, the following definitions apply:
Service: Financial planning consultations, analysis, and ongoing support provided through our monthly subscription model
User/Client: Any individual who subscribes to our services or uses our website
Content: All information, materials, documents, and communications provided through our service
Agreement: These Terms and Conditions, together with our Privacy Policy and Cookie Policy
Service Usage Guidelines
Your use of our services is subject to the following guidelines and restrictions:
Permitted Uses
- Accessing consultations and planning materials for personal financial planning purposes
- Participating in scheduled consultations and follow-up communications
- Using provided materials and recommendations for your personal financial planning
Prohibited Uses
- Sharing consultation materials or advice with third parties without consent
- Using our services for commercial purposes or reselling our advice
- Attempting to reverse-engineer or copy our planning methodologies
- Providing false or misleading information during consultations
Client Responsibilities
As a client, you agree to the following responsibilities to ensure effective service delivery:
Provide accurate and complete information about your financial situation
Attend scheduled consultations or provide reasonable notice of changes
Implement recommendations at your own discretion and risk
Notify us promptly of significant changes to your circumstances
Intellectual Property Rights
All content, materials, and methodologies used in our services remain the intellectual property of Solypharovent Financial Planning Services and are protected by applicable copyright laws.
Copyright Notice
Reproduction or distribution of our materials without written permission is strictly prohibited
Privacy and Data Protection
Our collection and use of your personal information is governed by our Privacy Policy, which was last updated on August 30, 2025.
Please review our Privacy Policy for detailed information about data handling practices
Service Disclaimers and Warranties
Service Provision
Our services are provided "as is" without warranties of any kind, express or implied
We make no guarantees about specific financial outcomes or results from following our recommendations. Past performance does not guarantee future results.
Limitation of Liability
Our liability to you is limited as follows:
- We are not liable for investment losses or financial decisions made based on our consultations
- Our total liability cannot exceed the amount you have paid for services in the 12 months prior to any claim
- We exclude liability for indirect, consequential, or punitive damages
User Indemnification
You agree to indemnify us against any claims arising from your use of our services or breach of these terms.
Dispute Resolution
Any disputes arising from these terms or our services will be resolved through the following process:
Dispute Resolution Process
We encourage resolution through direct communication first. If unsuccessful, disputes may proceed to formal resolution:
- Initial attempt at resolution through direct negotiation
- Mediation through an agreed-upon neutral third party
- Final resolution through UK court system if necessary
European Online Dispute Resolution
EU residents may access online dispute resolution through the European Commission platform
EU ODR Platform
Access EU ODR PlatformService Termination
Either party may terminate the service relationship with appropriate notice as outlined in your subscription agreement.
Termination Grounds
- 30 days written notice for standard cancellation
- Immediate termination for breach of these terms
- Termination due to change in regulatory requirements
Applicable Law
These terms are governed by the laws of England and Wales, with disputes subject to the jurisdiction of English courts.
Modifications to Terms
We reserve the right to modify these terms at any time, with changes effective immediately upon posting to our website.
Continued use of our services after modifications constitutes acceptance of updated terms
Severability
If any provision of these terms is found unenforceable, the remaining provisions continue in full force and effect.
Entire Agreement
These terms, together with our Privacy Policy and Cookie Policy, constitute the complete agreement between us regarding your use of our services.
Contact Us About Privacy
Questions about these terms should be directed to info@solypharovent.com or +44 121 8300 7063 .
These Terms and Conditions were last updated on August 28, 2025
Version 3.2